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Loan options.

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Buying a home

Financing a home you are purchasing, whether it is your first or your next.

First-time homebuyerPopular programs for a first purchase, with each term defined.Learn more Fixed-rate mortgagePayments stay the same for the whole term.Learn more FHA home loanA low down payment may make a first purchase possible sooner.Learn more VA home loanFor veterans, service members and eligible spouses.Learn more Low down payment optionsPrograms and assistance that may make ownership possible sooner.Learn more Jumbo loanFinancing above the conforming loan limit.Learn more Seller-paid buydownThe seller helps reduce your payment in the early years.Learn more

Refinancing

Replacing your current mortgage with a new one, or borrowing against the equity you have built.

RefinanceA new loan that may better fit your goals.Learn more Cash-out refinanceHome equity as cash at closing, for a project or to consolidate debt.Learn more VA loan refinanceTwo main ways to refinance a VA loan. We explain both.Learn more HELOCA flexible line of credit against your home equity.Learn more

Renovating or building

Loans that fund the work along with the home.

Rehab loanRoll the costs of the renovation into your loan.Learn more FHA 203(k) rehab loanBuy or refinance and fund renovations or energy-efficient upgrades in one loan.Learn more Construction loanBuild from the ground up with financing shaped to the build.Learn more Fix and flip loanShort-term financing for a renovation project.Learn more

Investment and specialty

Rental properties, and borrowers whose income does not fit a standard application.

Investment propertyLoan programs for vacation and investment properties.Learn more DSCR loanQualify on the rental income of the property rather than personal income.Learn more Bank statement programFor self-employed borrowers, using bank statements to document income.Learn more Bridge loanCovers the gap between selling your current home and buying the next.Learn more

You're closer than you think.

Personalized loan options, explained before they're offered. Submitting a pre-qualification request will not affect your credit score.