
A benefit earned through service. Often no down payment and no monthly mortgage insurance, with the details explained before anything is offered.
A mortgage guaranteed by the Department of Veterans Affairs. The guarantee is what allows many buyers to purchase with nothing down.
Buying a primary residence with little or no money down, and without the monthly mortgage insurance other low down payment loans carry.
There is a one-time funding fee for most borrowers, and the home must be your primary residence. Your loan officer explains both.

We help you get your Certificate of Eligibility, or confirm the one you have.
VA against FHA and conventional, including what the funding fee means for you.
Pre-approval, offer, VA appraisal and closing. Support continues after.
You are a veteran, an active service member or an eligible surviving spouse.
You would rather keep your savings than put them down.
You will live in the home you buy.
You want a low down payment without a monthly insurance premium.
If you have strong savings, a conventional loan may still compare well once the funding fee is counted. Your loan officer shows you both.
Veterans, active-duty service members, members of the National Guard and Reserves, and some surviving spouses. Service requirements vary and your loan officer helps you confirm yours.
For most eligible buyers within the entitlement limits, yes. Your loan officer tells you where you stand.
A one-time fee that supports the program. It can be rolled into the loan and is waived for some borrowers, including those with a service-connected disability.
Yes. Entitlement can be restored after a loan is paid off, and in some cases used while another VA loan is open.
No. The home must be your primary residence, though a multi-unit property where you live in one unit may qualify.
Tell us about your service and the home you have in mind. A loan officer confirms your eligibility and compares VA against the alternatives before anything is offered. Pre-qualifying will not affect your credit score.
Pre-qualify for a VA loan