:root{
  --hl-navy:#0E1B2E;--hl-ink:#1E293B;--hl-cobalt:#2563FF;--hl-cobalt-light:#7FA3FF;
  --hl-blue-fog:#DBEAFE;--hl-off-white:#F8FAFC;--hl-cloud:#F1F5FA;--hl-slate:#64748B;--hl-white:#FFFFFF;
  --hl-font-display:Canela,'Newsreader',Georgia,serif;--hl-font-sans:Inter,Arial,sans-serif;
  --hl-radius-md:8px;--hl-radius-lg:16px;--hl-radius-xl:28px;--hl-radius-pill:999px;--hl-button-height:48px;
  --wrap:1200px;--gutter:24px;--ease:cubic-bezier(.2,.65,.2,1);
  --shadow-card:0 1px 2px rgba(14,27,46,.04),0 12px 32px -12px rgba(14,27,46,.12);
  --shadow-float:0 30px 80px -20px rgba(14,27,46,.45);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--hl-cloud);color:var(--hl-ink);font:400 18px/1.55 var(--hl-font-sans);font-feature-settings:"tnum" 1,"ss01" 1;-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%}
a{color:var(--hl-cobalt);text-decoration:none}
h1,h2,h3,h4{font-family:var(--hl-font-display);font-weight:400;margin:0;text-wrap:balance}
p{text-wrap:pretty}
.display{font-size:clamp(46px,6.4vw,82px);line-height:.98;letter-spacing:-1.5px}
.heading{font-size:clamp(34px,4.2vw,52px);line-height:1.05;letter-spacing:-.6px}
.lede{font-size:clamp(18px,1.5vw,21px);line-height:1.5}
.small{font-size:15px;color:var(--hl-slate)}
.ital{font-style:italic;color:var(--hl-cobalt)}
.on-navy .ital,.navy .ital{color:var(--hl-cobalt-light)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter)}
section{padding:112px 0}
@media (max-width:720px){section{padding:72px 0}.display{font-size:52px;letter-spacing:-1px}.heading{font-size:36px}}
.navy{background:var(--hl-navy);color:#fff;position:relative;isolation:isolate}
.navy h1,.navy h2,.navy h3{color:#fff}
.glow::before{content:"";position:absolute;inset:0;z-index:-1;background:
  radial-gradient(60% 50% at 85% 0%,rgba(37,99,255,.35),transparent 70%),
  radial-gradient(40% 40% at 10% 100%,rgba(127,163,255,.18),transparent 70%)}
.grain::after{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;opacity:.07;mix-blend-mode:overlay;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='180' height='180'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2' stitchTiles='stitch'/><feColorMatrix values='0 0 0 0 1 0 0 0 0 1 0 0 0 0 1 0 0 0 .9 0'/></filter><rect width='100%' height='100%' filter='url(%23n)'/></svg>")}
.rule{height:1px;background:linear-gradient(90deg,transparent,rgba(30,41,59,.18),transparent)}
.navy .rule{background:linear-gradient(90deg,transparent,rgba(255,255,255,.18),transparent)}

/* wordmark */
.wordmark{font-family:var(--hl-font-display);font-size:30px;line-height:1;letter-spacing:-.4px;color:var(--hl-ink);display:inline-flex;align-items:baseline;transition:color .3s}
.wordmark em{font-style:italic;color:var(--hl-cobalt);transition:color .3s}
.wordmark.on-navy,.nav.is-dark .wordmark{color:#fff}
.wordmark.on-navy em,.nav.is-dark .wordmark em{color:var(--hl-cobalt-light)}

/* floating nav: hides on scroll down, returns on scroll up */
.nav{position:fixed;top:16px;left:0;right:0;z-index:50;transition:transform .5s var(--ease),opacity .4s;will-change:transform}
.nav.hidden{transform:translateY(-140%);opacity:0}
.nav .bar{max-width:var(--wrap);margin:0 auto;padding:0 12px 0 24px;height:64px;display:flex;align-items:center;justify-content:space-between;gap:24px;border-radius:var(--hl-radius-pill);border:1px solid transparent;transition:background-color .4s,border-color .4s,box-shadow .4s,backdrop-filter .4s}
.nav .inner{width:calc(100% - 32px);max-width:var(--wrap);margin:0 auto}
.nav.scrolled .bar{background:rgba(255,255,255,.78);border-color:rgba(30,41,59,.08);box-shadow:var(--shadow-card);backdrop-filter:saturate(1.4) blur(14px);-webkit-backdrop-filter:saturate(1.4) blur(14px)}
.nav.is-dark.scrolled .bar{background:rgba(14,27,46,.72);border-color:rgba(255,255,255,.1)}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:6px}
.nav ul a{display:inline-block;padding:10px 14px;border-radius:var(--hl-radius-pill);font:500 15px/1 var(--hl-font-sans);color:var(--hl-ink);transition:background-color .25s,color .25s}
.nav ul a:hover{background:rgba(30,41,59,.06)}
.nav.is-dark ul a{color:#fff}
.nav.is-dark ul a:hover{background:rgba(255,255,255,.1)}
.nav .btn{height:44px}
.menu-btn{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer;color:var(--hl-ink);border-radius:50%}
.nav.is-dark .menu-btn{color:#fff}
@media (max-width:900px){.nav ul,.nav .nav-cta{display:none}.menu-btn{display:inline-flex;align-items:center;justify-content:center}.nav{top:10px}.nav .inner{width:calc(100% - 20px)}}
/* mobile drawer */
.drawer{position:fixed;inset:0;z-index:60;background:var(--hl-navy);color:#fff;padding:24px;display:flex;flex-direction:column;opacity:0;visibility:hidden;transition:opacity .4s var(--ease),visibility .4s}
.drawer.open{opacity:1;visibility:visible}
.drawer .top{display:flex;justify-content:space-between;align-items:center;height:64px}
.drawer ul{list-style:none;margin:auto 0;padding:0;display:grid;gap:8px}
.drawer ul a{font:400 clamp(36px,9vw,48px)/1.1 var(--hl-font-display);color:#fff;display:block;padding:6px 0;opacity:0;transform:translateY(10px);transition:opacity .5s var(--ease),transform .5s var(--ease)}
.drawer.open ul a{opacity:1;transform:none}
.drawer.open ul li:nth-child(2) a{transition-delay:.05s}.drawer.open ul li:nth-child(3) a{transition-delay:.1s}.drawer.open ul li:nth-child(4) a{transition-delay:.15s}.drawer.open ul li:nth-child(5) a{transition-delay:.2s}
.drawer .foot{display:grid;gap:12px;color:var(--hl-blue-fog);font-size:15px}
body.no-scroll{overflow:hidden}

/* buttons */
.btn{position:relative;display:inline-flex;align-items:center;justify-content:center;gap:10px;height:var(--hl-button-height);padding:0 26px;border-radius:var(--hl-radius-pill);font:600 15px/1 var(--hl-font-sans);border:1.5px solid transparent;cursor:pointer;transition:background-color .25s,color .25s,border-color .25s,box-shadow .3s;white-space:nowrap;text-decoration:none}
.btn-primary{background:var(--hl-cobalt);color:#fff;box-shadow:0 10px 24px -10px rgba(37,99,255,.6)}
.btn-primary:hover{background:#1f56e6;box-shadow:0 14px 30px -10px rgba(37,99,255,.75)}
.btn-dark{background:var(--hl-navy);color:#fff}
.btn-dark:hover{background:#15243d}
.btn-secondary{background:transparent;color:var(--hl-ink);border-color:rgba(30,41,59,.22)}
.btn-secondary:hover{border-color:var(--hl-ink);background:rgba(30,41,59,.04)}
.btn-on-navy{background:#fff;color:var(--hl-navy)}
.btn-on-navy:hover{background:var(--hl-blue-fog)}
.btn-outline-navy{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.btn-outline-navy:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn-ghost{background:transparent;color:inherit;padding:0 4px;height:auto;font-weight:500;border:0;border-bottom:1.5px solid rgba(127,163,255,.6);border-radius:0;padding-bottom:4px}
.btn-ghost:hover{border-color:currentColor}
.link{font-weight:500;color:var(--hl-cobalt);border-bottom:1.5px solid rgba(37,99,255,.3);transition:border-color .25s}
.link:hover{border-color:var(--hl-cobalt)}

/* forms */
.field{display:flex;flex-direction:column;gap:6px}
.field label{font:500 13.5px/1.3 var(--hl-font-sans);color:var(--hl-slate)}
.field input{height:50px;border:1px solid rgba(30,41,59,.14);border-radius:10px;padding:0 14px;font:400 16px var(--hl-font-sans);color:var(--hl-ink);background:var(--hl-off-white);outline:none;transition:border-color .2s,box-shadow .2s,background-color .2s}
.field input:hover{border-color:rgba(30,41,59,.3)}
.field input:focus{border-color:var(--hl-cobalt);background:#fff;box-shadow:0 0 0 4px var(--hl-blue-fog)}
.seg{display:grid;grid-template-columns:repeat(3,1fr);background:var(--hl-cloud);border-radius:var(--hl-radius-pill);padding:4px;gap:4px;position:relative}
.seg label{position:relative}
.seg input{position:absolute;inset:0;opacity:0;cursor:pointer}
.seg span{display:flex;align-items:center;justify-content:center;height:42px;border-radius:var(--hl-radius-pill);font:500 15px var(--hl-font-sans);color:var(--hl-ink);transition:background-color .25s,color .25s,box-shadow .25s}
.seg input:checked+span{background:#fff;color:var(--hl-navy);box-shadow:0 1px 2px rgba(14,27,46,.08),0 4px 12px -4px rgba(14,27,46,.18)}
.seg input:focus-visible+span{box-shadow:0 0 0 3px var(--hl-blue-fog)}

/* icons */
.ico{width:26px;height:26px;stroke:currentColor;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round;fill:none;flex:none}

/* surfaces */
.card{background:#fff;border-radius:var(--hl-radius-lg);border:1px solid rgba(30,41,59,.06);box-shadow:var(--shadow-card);transition:border-color .3s,box-shadow .3s}
a.card:hover,.card.hover:hover{border-color:rgba(37,99,255,.35);box-shadow:0 1px 2px rgba(14,27,46,.04),0 24px 48px -20px rgba(37,99,255,.25)}
.callout{background:var(--hl-blue-fog);color:var(--hl-navy);border-radius:var(--hl-radius-xl)}
.photo{border-radius:var(--hl-radius-lg);overflow:hidden;background:var(--hl-navy)}
.photo img{width:100%;height:100%;object-fit:cover}
.photo-xl{border-radius:var(--hl-radius-xl)}

/* tabs */
.tabs{display:inline-flex;gap:4px;padding:4px;background:#fff;border:1px solid rgba(30,41,59,.08);border-radius:var(--hl-radius-pill);box-shadow:var(--shadow-card)}
.tab{height:42px;padding:0 20px;border-radius:var(--hl-radius-pill);border:0;background:transparent;font:500 15px var(--hl-font-sans);color:var(--hl-ink);cursor:pointer;transition:background-color .25s,color .25s}
.tab:hover{background:var(--hl-cloud)}
.tab[aria-selected="true"]{background:var(--hl-navy);color:#fff}
.panel[hidden]{display:none}
.panel{animation:panelIn .5s var(--ease)}
@keyframes panelIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
@media (max-width:640px){.tabs{display:flex;overflow:auto;max-width:100%}.tab{flex:none}}

/* accordion */
.faq{display:grid}
.faq details{border-top:1px solid rgba(30,41,59,.12)}
.faq details:last-child{border-bottom:1px solid rgba(30,41,59,.12)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:24px;padding:26px 0;font:400 clamp(21px,2vw,26px)/1.25 var(--hl-font-display);color:var(--hl-ink);transition:color .25s}
.faq summary::-webkit-details-marker{display:none}
.faq summary:hover{color:var(--hl-cobalt)}
.faq .plus{position:relative;width:32px;height:32px;flex:none;border-radius:50%;border:1px solid rgba(30,41,59,.2);transition:background-color .3s,border-color .3s,transform .4s var(--ease)}
.faq .plus::before,.faq .plus::after{content:"";position:absolute;left:50%;top:50%;width:12px;height:1.5px;background:currentColor;transform:translate(-50%,-50%)}
.faq .plus::after{transform:translate(-50%,-50%) rotate(90deg);transition:transform .3s}
.faq details[open] .plus{background:var(--hl-navy);border-color:var(--hl-navy);color:#fff}
.faq details[open] .plus::after{transform:translate(-50%,-50%) rotate(0)}
.faq .ans{padding:0 0 28px;max-width:62ch;color:var(--hl-slate);font-size:17px}
.faq .ans p{margin:0 0 10px}
.navy .faq details,.navy .faq details:last-child{border-color:rgba(255,255,255,.14)}
.navy .faq summary{color:#fff}.navy .faq summary:hover{color:var(--hl-cobalt-light)}
.navy .faq .plus{border-color:rgba(255,255,255,.3)}.navy .faq details[open] .plus{background:#fff;color:var(--hl-navy);border-color:#fff}
.navy .faq .ans{color:var(--hl-blue-fog)}

/* articles */
.articles{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}
.articles a{color:inherit;display:grid;gap:14px;align-content:start}
.articles .photo{aspect-ratio:3/2}
.articles .meta{font-size:14px;color:var(--hl-slate);display:flex;gap:10px;align-items:center}
.articles .meta i{font-style:normal;width:4px;height:4px;border-radius:50%;background:var(--hl-cobalt);display:inline-block}
.articles h3{font-size:25px;line-height:1.2;transition:color .25s}
.articles a:hover h3{color:var(--hl-cobalt)}
.articles p{margin:0;color:var(--hl-slate);font-size:16px}
@media (max-width:860px){.articles{grid-template-columns:1fr}}

/* section header */
.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:32px;margin-bottom:56px;flex-wrap:wrap}
.section-head p{margin:0;max-width:46ch;color:var(--hl-slate)}

/* footer */
.footer{background:var(--hl-navy);color:var(--hl-blue-fog);padding:88px 0 40px;font-size:16px;position:relative;isolation:isolate;overflow:hidden}
.footer .big{font:400 clamp(72px,14vw,200px)/.9 var(--hl-font-display);letter-spacing:-.03em;color:#fff;margin:0 0 56px;display:flex;align-items:baseline}
.footer .big em{font-style:italic;color:var(--hl-cobalt-light)}
.footer .top{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:32px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.12)}
.footer h4{font:400 22px/1.2 var(--hl-font-display);color:#fff;margin:0 0 18px}
.footer ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.footer ul a{color:var(--hl-blue-fog);border-bottom:1px solid transparent;transition:color .25s,border-color .25s}
.footer ul a:hover{color:#fff;border-color:rgba(255,255,255,.4)}
.footer .legal{padding-top:36px;display:grid;gap:14px;font-size:15px;line-height:1.55;color:rgba(219,234,254,.72)}
.footer .legal strong{color:var(--hl-blue-fog);font-weight:500}
.footer .ids{display:flex;flex-wrap:wrap;gap:8px 24px;align-items:center;color:var(--hl-blue-fog);font-size:15px}
.eho{display:inline-flex;align-items:center;gap:10px;color:#fff;font:500 15px/1.1 var(--hl-font-sans)}
.eho svg{width:34px;height:34px;stroke:currentColor;stroke-width:1.5;fill:none;stroke-linejoin:round}
.footer .bottom{margin-top:32px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;color:rgba(219,234,254,.65);font-size:15px}
@media (max-width:860px){.footer .top{grid-template-columns:1fr 1fr}.footer{padding-top:64px}}
@media (max-width:520px){.footer .top{grid-template-columns:1fr}}

/* trust strip */
.trust-strip{display:flex;flex-wrap:wrap;gap:12px 40px;align-items:center;justify-content:center;font-size:15px;color:var(--hl-slate)}
.trust-strip span{display:inline-flex;align-items:center;gap:10px}
.navy .trust-strip{color:var(--hl-blue-fog)}

/* floating mobile CTA */
.float-cta{position:fixed;left:16px;right:16px;bottom:calc(16px + env(safe-area-inset-bottom));z-index:40;display:none;transform:translateY(calc(100% + 32px));opacity:0;visibility:hidden;pointer-events:none;transition:transform .5s var(--ease),opacity .3s,visibility 0s .5s}
.float-cta.show{transform:none;opacity:1;visibility:visible;pointer-events:auto;transition:transform .5s var(--ease),opacity .3s,visibility 0s}
.float-cta .btn{width:100%;height:54px;box-shadow:0 20px 40px -12px rgba(14,27,46,.5)}
@media (max-width:900px){.float-cta{display:block}}

/* entrance animations: run once, never loop */
.reveal{opacity:0;transform:translateY(16px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.reveal.in{opacity:1;transform:none}
.reveal-fade{opacity:0;transition:opacity 1.2s ease}
.reveal-fade.in{opacity:1}
.reveal-scale{opacity:0;transform:scale(1.035);transition:opacity 1.1s var(--ease),transform 1.4s var(--ease)}
.reveal-scale.in{opacity:1;transform:none}
.wipe{clip-path:inset(0 calc(100% - 1px) 0 0 round var(--hl-radius-xl));transition:clip-path 1.2s var(--ease)}
.wipe.in{clip-path:inset(0 0 0 0 round var(--hl-radius-xl))}
[data-delay="1"]{transition-delay:.1s}[data-delay="2"]{transition-delay:.2s}[data-delay="3"]{transition-delay:.3s}[data-delay="4"]{transition-delay:.4s}[data-delay="5"]{transition-delay:.5s}[data-delay="6"]{transition-delay:.6s}
/* split-word headline reveal */
.split .w{display:inline-block;overflow:hidden;vertical-align:bottom;padding:.18em .12em .14em;margin:-.18em -.12em -.14em}
.split .w>span{display:inline-block;transform:translateY(110%);transition:transform 1s var(--ease)}
.split.in .w>span{transform:none}
@media (prefers-reduced-motion:reduce){.reveal,.reveal-fade,.reveal-scale,.wipe,.split .w>span{opacity:1;transform:none;clip-path:none;transition:none}}

/* nav CTA follows the nav theme */
.nav:not(.is-dark) .btn-outline-navy{color:var(--hl-ink);border-color:rgba(30,41,59,.22)}
.nav:not(.is-dark) .btn-outline-navy:hover{border-color:var(--hl-ink);background:rgba(30,41,59,.04)}